If the dealer is showing an ace, the player will normally be offered
Insurance as protection against a dealer 21. Basically meaning that
if the dealers up card is an ace, the player is given the option to
bet that the dealers down card values 10. Insurance wagers are normally
limited to half of the players original bet. In most online casinos
an insurance bet is made by clicking the insurance button. If you
don’t want to take the insurance bet simply click on the Pass
button to continue playing the hand.
If the dealer does have a natural 21 the player’s insurance
bet will pay at 2:1. If the player also has a natural 21, the player
looses the initial bet but breaks even with the insurance bet. This
is why it is refereed to as insurance, it protects a players initial
wager against a dealer 21. If the dealer doesn’t have a natural
21 the player looses the insurance bet and must continue to play the
hand.
Click here for Insurance Strategies
